Updated as of September 13th, 2021
In order to use our Website, the User must have reached the legal age of 18 (or the age of consent in your jurisdiction) and be able to form a legally binding contract. The use of this Website by minors is not permitted.
The purpose ("Purpose") of our Website is to provide Users access to quality products, resources, and services related to financial modeling and financial planning projects through a subscription plan. For this Purpose, we provide products ("Products") and resources ("Resources"), together with the "Content", as well as Services ("Services") serving that Purpose.
The Purpose of our Website also consists in continuously improving our Content and Services. Our Website can only be used for the stated Purpose.
Except as otherwise stated, all materials, which without limitation include spreadsheets and other templates, pictures, graphics, designs, videos, icons, and any other written materials found on and made available through www.emodelfactory.com are copyrighted, trademarked, controlled or licensed by emodelfactory, its affiliates, or by their respective creators.
As a User, you may not distribute, transmit, license, or publish the Website or its content for commercial purposes; may not remove any copyright, trademark, or any other proprietary notices from any part of our Website; and/or infringe upon our intellectual property rights by using our Website.
EMF doesn't guarantee delivery of the spreadsheet model within a specified time stated or not. However, we strive to provide the spreadsheet model as early as possible to ensure quality service to our users.
EMF rеѕеrvеs the right to diѕсоntinuе, alter, or stop publishing the Website and/or any of its services at any time in its ѕоlе diѕсrеtiоn without notice or explanation; and save to the extent expressly provided otherwise in thеѕе terms and conditions, you will not be entitled to any соmреnѕаtiоn or оthеr рауmеnt upon the diѕсоntinuаnсе or аltеrаtiоn of any Wеbѕitе ѕеrviсеѕ, or if EMF ѕtорs publishing the Wеbѕitе. Any refunds in this regard for suspension of any ongoing subscription will be solely on the discretion of EMF.
By purchasing the Content or Services from EMF, the User receives a lifelong, royalty-free license to use the Content or Services as follows:
Our Website, Resources, Products, and Services are provided on an "as is" basis. EMF does not give any warranties or assurances that it will satisfy the User’s expectations or requirements. There is expressively no warranty provided for any eventual mistakes, omissions of the Content, or that all materials are accurate and up to date. The Content might have errors or omissions in it, be outdated, or not be applicable to the User’s specific situation.
It is the responsibility of the User to select the appropriate Content suitable and applicable to his specific use case. EMF will do its best to keep a high-quality standard of the Content and Services offered via its Website and welcomes User input to improve the quality of our Content and Resources.
Opinions, advice, statements, offers, or other information or Content made available through our Website, but not directly by EMF, are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. EMF is not responsible for, the accuracy or reliability of any opinion, advice, or statement made by parties other than EMF.
EMF or other associated parties will be liable for any direct or indirect damages or losses which might have occurred directly or indirectly by using the Website, Content, or Services from us. Any eventual liability and compensation of damages herewith are excluded.
We cannot guarantee that our Website will be available at all times, as it might be affected by technical issues beyond our control. Where possible, we always try to give advance warning of maintenance issues that may result in Website down time but we shall not be obliged to provide such notice.
If any part of this Agreement is held invalid or unenforceable, that portion of the Agreement will be construed consistent with applicable law. The remaining portions will remain in full force and effect. Any failure on the part of EMF to enforce any provision of this Agreement will not be considered a waiver of our right to enforce such provision. Our rights under this Agreement will survive any termination of this Agreement.
You hereby agree that any cause of action related to or arising out of your relationship with EMF must commence within ONE year after the cause of action accrues. Otherwise, such cause of action is permanently barred.